Heat oil in large skillet. Add celery, carrots and onions, cook for about 3 to 5 minutes. Add minced garlic and cook until fragrant, about 1 minute.
Add vegetables to crock pot along with beans, Rotel, chicken, broth, hot sauce, bouillon cubes, oregano, chili powder, and cumin. Cook on LOW for 6 to 8 hours or until the vegetables are tender, this will depend a lot on your crockpot.
Stir in the cubed cream cheese, stirring occasionally until melted.
Taste and add salt and pepper, if desired. Serve.